Garrett Rue • Mortgage Loan Officer • Royal Credit Union
Find a House, Make It a Home With Royal Credit Union
The Royal Difference: Timely Support and Customized Care
Royal Credit Union is celebrating its 60th anniversary this year, and there are plenty of reasons why the Chippewa Valley and more regional communities have continued to call the Member-first credit union their go-to for their finances. Perhaps the biggest purchase of your lifetime — purchasing a home — isn’t without its stressors, but Royal Credit Union has a team of folks ready to offer you customized care during the mortgage loan process.
Mortgage Loan Officer Garrett Rue is no stranger to the Chippewa Valley. After growing up in the Eleva-Strum area and graduating from the University of Wisconsin-Stout in 2012 with a bachelor’s degree in business administration and finance, Garrett fostered his local roots by continuing to work in the region he had always called home.
“As someone who loved working with both people and numbers, I get to experience the best of both worlds in this career,” Garrett said. “With Royal Credit Union, I am in an environment where focusing purely on Members is our everyday goal From a Mortgage Loan Officer standpoint, I know that not every place does that, and that is the Royal difference.”
Royal Credit Union
1031 Woodward Ave.,
Chippewa Falls
(715) 855-2200
garrett.rue@rcu.org(garrett.rue (at) rcu [d0t] org,)
With more than a decade of experience, Garrett has worked with first-time homebuyers and those looking to refinance, purchase investment property, or secure a construction loan. For first-time homebuyers, the excitement — and stress — is real.
“My job is to ensure your loan process is customized to you,” Garrett said. “For me, communication is the biggest part of that.”
Royal Credit Union has several local offices to meet with you in person, and they also have robust online resources and services. When it comes to the mortgage process, the Royal team can import asset and income information from most financial and payroll providers to its online mortgage loan application to kick things off.
Garrett specializes in the preapproval process, including discussing which loan programs fit your individual needs, and providing a preapproval letter. After you have an accepted offer, you can lock your mortgage rate in at terms that make the most sense for you.
Royal Credit Union offers fixed-rate mortgages for terms of 10, 15, 20, and 30 years. The 30-year option is the most popular because it offers smaller monthly payments at a locked-in rate. Royal’s website also offers mortgage loan and payment calculators, resources for managing your home loan, and lots of other educational information for homebuyers.
“With Royal Credit Union, I am in an environment where focusing purely on members is our everyday goal. From a mortgage loan officer standpoint, I know that not every place does that, and that is the Royal difference.”
After being set up with the right tools and resources for your needs, you can explore potential credits and incentives offered through Royal Credit Union including their first-time homebuyers credit.
“Our loan process is great, and that’s because we as Mortgage Loan Officers are catering to each individual Member’s situation and creating a custom plan for them,” Garrett said.
Explore the solutions available to you with a credible, community-first team at your side every step of the way. Experience the Royal difference by reaching out to Garrett Rue and the Royal Credit Union team today, and get ready to turn a house into a home.
Loans subject to credit approval. Equal Housing Opportunity. NMLS#: 1004479.
Royal Credit Union
1031 Woodward Ave.,
Chippewa Falls
(715) 855-2200
garrett.rue@rcu.org(garrett.rue (at) rcu [d0t] org,)
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