Jared Johnson • Royal Credit Union
Mortgage Master
At RCU, Jared Johnson Makes Getting a Home Loan Easy
When it’s time to buy a home, choosing the right mortgage lender is just as important as finding a great real estate agent. That’s where Jared Johnson comes in. An officer with Royal Credit Union, Jared helps buyers find the right mortgage so that they can finance the right home.
While Royal offers an online application for mortgage lending pre-approval, Jared recommends coming in for a chat when you start the homebuying process.
“I’ve seen enough loans that I know where the pitfalls and challenges are and I can get out in front of them.”
Jared Johnson
Royal Credit Union
2415 Jodi Drive,
Eau Claire
(715) 833-8289
jared.johnson@rcu.org(jared.johnson (at) rcu [d0t] org,)
“Sitting down for 10 minutes is worth a hundred emails back and forth,” he said. Getting information will go quicker, and so will getting to know one another. This will come in handy later in the process, when the buyer has an accepted offer and Jared helps assemble the official loan application.
“Most of our work is done up front so that when you actually find the house, the rest of it is fairly straightforward,” Jared said. “I’ve seen enough loans that I know where the pitfalls and challenges are and I can get out in front of them. As many things as we can get in front of, we do, and I think we do a really good job of that.”
Jared got his start in the real estate business as an agent, but quickly found that mortgage lending was the role for him. Modest and friendly, Jared is easy to work with and well-equipped to help new buyers learn how to go through the process from the ground up.
Jared is also there for people who aren’t sure they’re ready to buy a home yet. Those who are considering homeownership in the future can schedule an appointment to discuss their options with a mortgage officer. Even if a pre-approval isn’t in the cards right now, Jared can help people get on the right track by identifying ways to strengthen their financial reputation in anticipation of a future application. Some people can get into a home sooner than they think with a nudge in the right direction.
He is surrounded by a team of professionals with years of experience who handle each aspect of the lending process, from origination (his job) to underwriting to signing day.
Jared has been the leading lender with Royal for about a year, but with a team as people-focused as his, (friendly) competition can be tough. “Everybody does it a little differently, that’s for sure, because when you look at our team it’s very diverse and we all come from different backgrounds,” Jared said.
Above all, Jared is there to help people put the paperwork behind them so they can move into the home they love. “If we can find a way to make it work, we will make it work.”
